Property market update 2011

A combination of low interest rates, low inflation, powerful fiscal stimulus and the resolution of Brexit uncertainty will support recovery. While real estate faces a very subdued , we anticipate a good medium-term recovery. Office take-up will remain below trend in , but some sectors such as life sciences will outperform. Equity targeting the key central London office market remains high and will drive a reasonable recovery as uncertainties resolve.

Although some retail formats have proved resilient supermarkets, retail parks and warehouses , the sector will now be forced to think very radically indeed about its future. However, interest rates also affect the availability of capital and the demand for investment. As investors foresee increased variability in future rates or increase in risk, risk premiums widen, putting increased downward pressure on property prices.

The following link provides Malaysia Bank Lending Rate from central bank of Malaysia — actual data, historical chart and forecast. The interbank rate is the rate of interest charged on short-term loans made between banks. As interbank rates decrease, the cost of funds is reduced and funds flow into the system; conversely, when rates rise, the availability of funds decreases. As for real estate, the changes in interbank lending rates either add or reduce the amount of capital available for investment.

When capital availability is tight, capital providers tend to lend less. This means that loans are made at lower loan to value ratios, thus reducing leveraged cash flows and property values. However, if the overall rejection or denial rate is increasing or decreasing significantly, it signifies a prominent change of credit and capital available to the market.

REHDA includes some update of mortgage loan rejection rate in their reports from time to time. Though the above analysis is not extensive, once we have an idea of changes in all of the above factors, we can better understand the overall property market conditions and then predict where the property market is heading to. Now give it a try and start gathering all these data, have a look into them and see what they can tell you. Coming from a humble little town named Tangkak in north Johor state of Malaysia, I am so lucky to have chances to learn and work both in Johor Bahru and Singapore - a conurbation with 6.

Hope now I can have a chance to contribute back to the community by sharing what I see, what I know and what I learn in this wonderful place. Hi ong, i am a singaporean pr looking at investing in sebana cove resort. The bungalows there are priced around RM1. Will it be a good investment cause it says that there will be expecting high expat traffic flow due to the RAPID project. Would be grateful if you can drop me an email. Thank you. Is it the time to invest in malaysia property market now?

Latest data available does show that Malaysia property market may have hit the bottom. However it may be too soon to tell that the worst time is over as the bottoming period may be extending or it can be a double dip situation coming up. Great post! I think a lot of people forget to look into a lot of these issues before asking themselves what the market is actually like.

Contact About. This post shares a generic yet simple way to analyse property market. Why is it so important? What to analyse?

Details of these factors together with some available sources of data are summarised as follows: Primary factors Supply The existing inventory represents the most easily identifiable component of supply. Unemployment rate Unemployment rate measures the number of people actively looking for a job as a percentage of the labour force. Consumer price index inflation rate Inflation is one of the most influential factors that affect the consumer confidence. Bank lending rate The bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.

About The Author ongkl. Simmy Reply April 27, BC Tan Reply July 15, Hi BC, Latest data available does show that Malaysia property market may have hit the bottom.

Ryan Reply May 20, Real estate agents are regulated on a provincial-level. Each province has their own regulatory board that sets regulations for and oversees the conduct of real estate agents in the province.

Housing Under Construction: , units Q4 It allows Canadians to quickly compare home prices across Canada and between periods of time without having to account for specific features of a property.

Unlike market prices, which can fluctuate from month to month based on seasonal dynamics, the HPI provides a stable view tracks trends across a longer period of time. The HPI is reviewed every year in May to adjust for changes in the real estate marketplace. Strata Insurance: Strata insurance is insurance used by a strata like a condominium to covers damages to common areas and assets and liability to the strata.

It can also include fixtures built or installed as part of the original construction of each unit, even though these may not be common structures. The insurance can cover:. Strata insurance does not usually include personal items and appliances that are part of a condo unit.

It also does not cover the damages made by individual unit owners, such as in the case of water damage caused by a unit owner.

These are usually covered by personal condo insurance. Detached home: A detached home is your standard single-family home. It is a residential building that stands alone and is separately titled or legally a single unit. Semi-detached home: A semi-detached home is similar to a detached home, except it shares a wall with another home.

This pair of homes must make up an independent building and each should be separately titled or legally two separate units. There can only be two homes in a semi-detached building. Like detached and semi-detached homes, they are often single-family units that have their own land and may be attached to other units.

However, like condo apartments, they typically have to pay co-ownership fees for maintenance and may share some common features with their neighbors. Condo apartment: This category includes all apartments and condominiums.

These are complexes of residential units with common areas such as hallways, parking lots, stairwells, etc. They can be low-rise, mid-rise, or high-rise buildings. Unlike townhouses, there are no parts of the lot the land of the building where access is reserved for only one owner or occupant. There can be privately owned units and spaces inside the building. Plexes are multi-story buildings with two to four individual units, usually one on each floor. They are a mainstay in Montreal and other cities in Quebec.

Each unit is usually individually accessible via an external entrance with higher floors connected by staircases.